F & M Community Bank

We Make Banking Easy!

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A Personalized Experience

F & M Community Bank is a full-service, community-oriented bank that has been in operation since 1911. For over 100 years, we've been proud to fulfill the banking needs of local Minnesota citizens and businesses on a more personal, individualized level. Our employees not only experts in banking, they are your neighbors and friends. At F & M, we go the extra mile to customize banking in line with your individual unique situation and needs, all from local experts making local decisions.

A Promise to Our Customers

F & M Community Bank has proudly served the communities of Southeastern Minnesota since 1911. While we consider ourselves very fortunate to do so, we know that there's been a lot more than just luck involved. We know exactly who we can thank for our level of success — you!

Just as you've shown us unwavering respect and stuck by us throughout the years, we'd like to take this opportunity to commit to returning that same level of respect you've come to know and trust. Day in and day out, we're committed to our customers for the last 100 years, and that's exactly what we intend to do for the next 100!


  • Personal Banking
    • Checking
    • Savings
    • Money Market
    • Mobile Banking
    • Online Banking
    • ... And so much more
  • Business Banking
    • Checking / Savings
    • Cash Management
    • Business / Ag Loans
    • Remote Deposit Capture (RDC)
    • ... And so much more
  • Loans
    • Vehicles
    • Mortgages / Equity
    • Business / Ag Loans
    • Credit Cards - Personal / Business
    • ... And so much more
  • Insurance Services
    • Life / Health
    • Lifestyle (Home, Automobile, Cabin, Toys, etc
    • Business / Farm / Ag
    • HSA (Household Savings Accounts)
    • Medicare Advantage
    • ... And so much more
  • Investment Services
    • Retirement Accounts
    • College Savings
    • Risk Management
    • Mutual Funds
    • Tax-Advantages Investing
    • Disability Insurance
    • ... And so much more

Switch Your accounts in Just a Few Steps

Whether you’re new to the area or are just ready to switch to a community bank who will partner with you and put your needs first, F & M Community Bank is ready to welcome you. We make switching your accounts from your current financial institution to F & M as easy as possible. It's this easy!

Additional Details

  • Online Store (Enter Website URL Here):

  • Shopping Options

    In-store, By-appointment, Online

  • Rochester Area Chamber Member



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